Social endowment lead to fertility rate drop

The new rural endowment insurance in shandong province after the enforcement HuiMinXian, HuiMinXian QingHeZhen for 25 couple deal with retreat two foetuses index formalities. QingHeZhen DingZhuangCun DingChun flowers in town with a couple JiShengBan back two foetuses index materials very optimistic, very proud to say: "the new rural endowment insurance let us common people on the future pension problems have no worries. As long as a year now pay $beside, to old will receive 100 yuan a month or so of pension, the old couple is 200 yuan, in the countryside basic life need can satisfy the....... The new farming keeps let me change begat endowment of old ideas, giving up two foetuses fertility index to the family,cheap new era hats reduce the burden not only, and reduce the burden to the society. It's not hear the village propaganda to join the new farming keeps, I immediately thought about to join the new farming keeps two foetuses fertility index return." I in March 2010 the E proposal submitted to the family planning into independent fertility proposal "once said:" a nation is to reduce population growth, in fact only need to do two things: first, provide people the old-age security; the second, popularize the contraceptive knowledge. Western countries do not want to cut down the population, but because the these two points, so do many countries had lower fertility rate change generation level." Above the news confirmed that the conclusion: social pension insurance lead to fertility rate drop. In China, the rural fertility rate above the city, one of the very important reason is: in the implementation of the new farm before policy, China's most farmers is no social pension insurance, farmers can only rely on "and". If there is a social pension insurance, farmers also don't want to have more children. Of course, the above mentioned in the news "to the old monthly will receive 100 yuan of pension", I think, a rural elderly only on 100 yuan monthly pension, it is very difficult to satisfy the basic life need. But even if is such a low pension, also led to some rural couples return two foetuses index. If pension standard higher, estimates that will lead to more rural couples return two foetuses index. On one hand, the social old-age security lead to fertility rate drop; On the other hand, the fertility rate down to make ends meet and pension funds, causing the vicious circle. This is because birth rates drop speed up an aging population, lead to capture expends one is less, pensioners is much. Recently, the relevant department by the 2011 China pension development report in 2010, said the Shanghai, jiangsu, hubei, hunan, 14 provinces and xinjiang production and construction corps of fund of primary endowment insurance collects pay income to touch the current team, the gap is as high as 67.9 billion yuan. Many developed countries experience shows that if there is a social pension insurance, even encourage birth, most people don't want to more children because they don't need "and". Now many developed countries and regions spend money making award to have more, still can't effectively improve birth rates. I think, if you want to effectively improve the fertility rate, have to cancel forced social security (or forced into the social security voluntary commercial insurance), restore family endowment (or the children endowment) part of the function. Of course, if a country think it is necessary to reduce fertility rate, so can promote social endowment insurance system. Some people think that children endowment is not reliable, the social security pension to reliable. I think, blood is thicker than water is eternal truth, nothing can replace blood relations. In such a moral reduced society, if still have what sincere feelings, then the first thing I thought of was between parents and children of the family, and brothers and sisters of the brotherhood between. Of course, if you have enough children endowment, you can also buy commercial endowment insurance. Besides, the social security pension are not reliable, my previous article has said, now China still in what is called a "population dividen" stage, pension funds have make ends meet, the future with the increasingly serious aging, enter "the population liabilities period", on the one hand,best sunglasses the old man increased year by year, when peak reached more than 400 million old man, on the other hand, the young working population reduced year by year, the pension system will one day be collapse. Some people are forced to support social security, because they think social security to pay cost of most of the unit is made for himself, personal delivery of just fragments. They didn't think of, it is precisely because the unit for employees made social security head, so will the corresponding down employee's salary; If units do not need to pay social security for employees, will increase employee's salary. Besides, social security funds from the collection, investment operation to extend, after so many people hand, administrative management expenses was occupied very big one part, it also increases the risk of corruption. In recent years, the social security funds use illegal or irregular caused heavy loss of frequent events, such as the 2006 Shanghai social security fund case, involving a value of RMB yuan.

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